When buying or selling real estate in Florida, understanding the closing process is essential to ensure a smooth and successful transaction. The Law Offices of Jeffrey A. Herzog, serving Palm Harbor and surrounding communities, offers guidance to navigate the complexities of closing confidently. Here, we break down the essential steps of...
Category: Real Estate
The Impact of Foreclosure on Your Credit Score: What You Need to Know
Foreclosure can feel like a heavy weight on your shoulders, affecting more than just your home—it impacts your financial confidence. Many people who go through foreclosure worry about what it means for their credit and future opportunities. While it’s a difficult experience, it’s not the end of the road. Financial setbacks happen,...
The Importance of Title Insurance in Florida Real Estate Transactions
Buying or selling real estate in Florida is exciting, but it also comes with risks that could impact your property rights. Title insurance plays a key role in protecting your investment by addressing potential issues with the property’s title. Without it, you could face unexpected legal or financial challenges after the transaction...

The Different Types of Bankruptcy: Chapter 7 vs. Chapter 13 and Their Impact on Real Estate
Chapter 7 and Chapter 13 bankruptcy offers debt relief for individuals struggling to pay their bills. However, the two chapters of bankruptcy have different impacts on real estate. The choice of bankruptcy chapter needs to align with your goals for filing bankruptcy. Our Florida bankruptcy attorney discusses the impact of Chapter...

The Role of Escrow in Florida Real Estate Transactions
Escrow protects buyers and sellers in a real estate transaction. If you are involved in a real estate transaction, it is important to understand the role of an escrow account and your rights regarding the money in that account. In this article, our Florida real estate attorney explains the role...

Short Sales vs. Foreclosure: Which Is Better for Florida Homeowners?
Nobody wants to be forced into getting rid of their home. Unfortunately, if you’re struggling to make your monthly mortgage payment, you may find yourself asking whether you should consider a short sale or foreclosure. It’s a good question–and not one you should take lightly. Our Florida real estate attorney is...

Navigating Florida’s Property Disclosure Laws
Are you selling your home in Florida? If so, you may have been given a Seller Disclosure Form. The form is designed to guide sellers in disclosing issues that could impact various aspects of the home. Seller disclosures are required by Florida law. Our Florida real estate attorney explains Florida property...

The Impact of Zoning Laws on Florida Real Estate
Whether you are purchasing a home or developing commercial property, you need to know how Florida zoning laws impact Florida real estate. Zoning laws apply to all property types, including commercial, residential, agricultural, and industrial properties.
Florida zoning laws can protect the environment and communities, but they can...